NPS Calculator India 2025

Free NPS Calculator for Indians. Calculate your pension returns with accuracy. Estimate retirement corpus, investment growth, and plan your National Pension System investment.

Basic Information

18 years75 years
31 years75 years
₹500₹50000
4%8%

NPS Calculation

Corpus at Retirement

₹9,733,519.459

Lump Sum Withdrawal (60%)

₹5,840,111.675

Monthly Pension

₹19,467.039

Years to Retirement

30 years

Total Contributions

₹1,800,000

Expected Annual Return

9.7%

⚠️ Disclaimer: These calculations are estimates based on assumed constant returns and contributions. Actual results may vary due to market fluctuations and other factors.

How to Use This Calculator

Step-by-Step Instructions

  1. Enter your monthly contribution
  2. Set your age
  3. Choose expected return rate
  4. Add current NPS balance (if any)
  5. Click Calculate to see maturity amount

Example Calculation

Example: A monthly contribution of ₹5,000 from age 30 to 60 with 10% return would create a corpus of approximately ₹1.2 crore.