PPF Maturity Calculator India 2025

Free PPF Maturity Calculator for Indians. Calculate Public Provident Fund returns with accuracy. Estimate maturity amount, interest earned, and plan your tax-free savings.

₹500₹150000
6%9%
1530

PPF Investment Details

Yearly Investment

₹1,00,000

Interest Rate

7.1% p.a.

Time Period

15 years

Monthly Investment

₹8,333

Note: The current PPF interest rate is 7.1% p.a. (FY 2024-25). Interest rates are reviewed and announced by the government on a quarterly basis.

Your PPF Maturity Results

Maturity Amount

₹27,12,139

Total Investment

₹15,00,000

Interest Earned

₹12,12,139

Wealth Gain Ratio

0.81x

PPF Investment Growth Over Time

Total₹27,12,139
Total Investment: ₹15,00,000
Interest Earned: ₹12,12,139

About PPF (Public Provident Fund)

The Public Provident Fund (PPF) is a popular long-term investment scheme backed by the Government of India. It offers tax benefits under Section 80C of the Income Tax Act, and both the interest earned and the maturity amount are tax-free.

Key features:

  • Minimum investment: ₹500 per year
  • Maximum investment: ₹1,50,000 per year
  • Lock-in period: 15 years (can be extended in blocks of 5 years)
  • Interest is compounded annually
  • Partial withdrawal allowed from the 7th year
  • Loan facility available from 3rd to 6th year

⚠️ Disclaimer: This calculator provides an estimate based on the current interest rate and assumes that the interest rate remains constant throughout the investment period. Actual returns may vary if interest rates change.