Lumpsum Calculator India 2025
Free Lumpsum Calculator for Indians. Calculate one-time investment returns with accuracy. Estimate future value, compound interest, and investment growth potential.
Investment Details
Principal Amount
₹1,00,000
Expected CAGR
12% p.a.
Time Period
10 years
Inflation-Adjusted Value
₹1,79,085
Your Lumpsum Investment Results
Estimated Future Value
₹3,10,585
Principal Amount
₹1,00,000
Total Returns
₹2,10,585
CAGR
12%
Lumpsum Investment Growth
About this calculator
The Lumpsum Investment calculator helps you estimate the future value of a one-time investment based on the expected compounded annual growth rate (CAGR).
The calculations are based on the compound interest formula. Actual returns may vary based on market conditions and investment performance. Inflation-adjusted value assumes 6% average inflation.
Frequently Asked Questions
What is a Lumpsum Investment Calculator?
A Lumpsum Investment Calculator is a tool that helps you estimate the future value of a one-time investment based on the expected compounded annual growth rate (CAGR). It shows you how your investment can grow over time and helps you understand the power of compound interest.
How is the future value calculated?
The future value is calculated using the compound interest formula: FV = PV × (1 + r)^n, where FV is the future value, PV is the present value (initial investment), r is the annual interest rate, and n is the number of years. The calculator also shows the inflation-adjusted value to give you a real picture of your investment's worth.
What is CAGR?
CAGR (Compound Annual Growth Rate) is the annual rate of return on an investment, assuming the returns are reinvested and compounded. It provides a smooth annual return rate that would give you the same final value as your actual investment returns.
Why consider inflation in investment planning?
Inflation reduces the purchasing power of money over time. The calculator shows both nominal and inflation-adjusted values to help you understand the real value of your investment. This helps in better financial planning and goal setting.
What are the best investment options for lumpsum investments?
Common lumpsum investment options include: 1) Mutual Funds 2) Fixed Deposits 3) Bonds 4) Real Estate 5) Stocks. Each option has different risk levels and expected returns. Choose based on your risk tolerance, investment horizon, and financial goals.
⚠️ Disclaimer: These calculations assume constant returns over the investment period. Actual returns may vary based on market conditions, fund performance, and investment timing. Past performance does not guarantee future results.
How to Use This Calculator
Step-by-Step Instructions
- Enter your one-time investment amount
- Set your expected annual return rate
- Specify the investment duration in years
- Add expected inflation rate (optional)
- Click Calculate to see your results
Example Calculation
Example: A lumpsum investment of ₹10,00,000 with 12% annual return over 10 years would potentially grow to ₹31,05,848.