HRA Exemption Calculator India 2025
Free HRA Exemption Calculator for Indians. Calculate HRA tax benefit with accuracy. Estimate tax savings on house rent allowance and optimize your tax planning.
HRA Exemption Analysis
HRA Exemption Amount
₹7,000
Basic Salary
₹30,000
HRA Received
₹12,000
Rent Paid
₹10,000
Taxable HRA
₹5,000
Effective Tax Rate
41.67%
About HRA Exemption
HRA (House Rent Allowance) exemption is calculated as the least of:
- Actual HRA received from employer
- 50% of basic salary for metro cities (Delhi, Mumbai, Chennai, Kolkata) or 40% for non-metro cities
- Actual rent paid minus 10% of basic salary
The remaining HRA amount after exemption is taxable as per your income tax slab.